Generational Vault

Generational Vault is a virtual “safety deposit box” for you to upload important documents, memories and view financial information. Generational Vault is your internet-based tool offering a comprehensive view of your financial picture.

Client Account Values
If you are challenged with multiple accounts and statements, the Generational Vault can be your solution. The system is designed to update with your investment values on a daily basis, complete with charts and graphs to illustrate them. Now, you can easily monitor your entire portfolio to ensure your investments continue to meet your objectives.

Financial Reporting
Net worth and cash flow statements are fluid. As life changes, so does your net worth and cash flow. With the included financial reporting tools, you can see an up-to-date snapshot of your financial life. This will help you make decisions about budgeting and investing to achieve financial success.

Online Storage and Security
Organize your personal documents and financial statements with the Generational Vault. It was designed to serve as an online filing cabinet. You and your financial services professional at Jones & Associates will be able to upload personal financial documents to your virtual vault. Viewable 24/7 from anywhere with an internet connection, you can always access your most important information.

Market Commentary

The Only Constant is Uncertainty

As we close out 2021, it was most definitely a year filled with ebbs, flows, and great amounts of uncertainty.  Looking back, it will be considered a very strong year for the stock markets while safer assets like bonds lagged.  Given above-average returns in both 2020 and 2021, it has been an impressive string of […]


New Concerns in the Markets

November was a down month for stock markets as new worries on a COVID variant along with the actions of the Federal Reserve were front and center on investors’ minds.  Both bond and stock markets were significantly more volatile as concerns about future actions and repercussions of potential government actions caused investors to re-examine risks.  […]


Market Reflection

Bond Market Expectations

When discussing the bond market, interest rates and the relative sentiment on credit risk (or “spread”) will be the primary drivers of performance on a year-to-year basis.  As a result, 2021 was a relatively weak year for bonds, coming off two very strong years in 2019 and 2020.  A widely used measure of bond performance […]


Year in Review

As investors look ahead to a new year, it’s important to reflect on 2021 and how the markets reacted to different macroeconomic pressures. 2021 was a year of: COVID Variants Fed Tapering (Slowing of Bond Purchases) Rising Inflation Supply Chain Issues – Shortages Increased Market Volatility – Growth vs. Value In addition, there was good […]


Stock Market Tailwinds and Headwinds

Over the past few years the stock market, measured by the S&P 500, has been strong with returns of 31.45% in 2019, 18.4% in 2020, and over 25% so far in 2021. We believe that markets generally follow business fundamentals like economic health and corporate earnings growth. Despite the very large disruption of COVID-based restrictions, […]


Infrastructure Bill

Months of negations between political parties came to an end last week with a finalized bipartisan infrastructure package, which President Joe Biden signed into law on Monday, November 15th.  The infrastructure package was one of the largest spending packages to date in U.S. history, totaling $1.2 trillion across a variety of initiatives. The freshly signed […]