Generational Vault

Generational Vault is a virtual “safety deposit box” for you to upload important documents, memories and view financial information. Generational Vault is your internet-based tool offering a comprehensive view of your financial picture.

Client Account Values
If you are challenged with multiple accounts and statements, the Generational Vault can be your solution. The system is designed to update with your investment values on a daily basis, complete with charts and graphs to illustrate them. Now, you can easily monitor your entire portfolio to ensure your investments continue to meet your objectives.

Financial Reporting
Net worth and cash flow statements are fluid. As life changes, so does your net worth and cash flow. With the included financial reporting tools, you can see an up-to-date snapshot of your financial life. This will help you make decisions about budgeting and investing to achieve financial success.

Online Storage and Security
Organize your personal documents and financial statements with the Generational Vault. It was designed to serve as an online filing cabinet. You and your financial services professional at Jones & Associates will be able to upload personal financial documents to your virtual vault. Viewable 24/7 from anywhere with an internet connection, you can always access your most important information.

Market Commentary

July Brings Some Relief

Both stock and bond markets rallied in July despite economic data that reflects softening conditions and continued high inflation.  Investors were encouraged by company earnings reports that showed a less bleak picture than feared.  Overall, while we are certainly not out of the woods completely, the trend in July was better than the difficult markets […]


It’s Been Bad Out There

There is no sugarcoating the stock or bond markets in the first half of 2022.  It has been a very difficult environment for investors and very few places have offered any relief from selling pressure.  The primary cause of the decline has been inflation.  Persistently high inflation, with levels not seen since the 1980s, are […]


Market Reflection

Socially Responsible Investing

The strategy of socially responsible investing has a long history and is prevalent in the investing world. The exact definition or methodology of socially responsible is not crystal clear but what is not in question is the rapid growth in the space. The strategy of socially responsible investing can be traced back to the 1960s1 but […]


Absolute Yield

In recent years, traditional investment income sources such as certificates of deposits (CDs), bank savings accounts, and government bonds no longer generate a meaningful income source for investors.  The decline is in part due to the Federal Reserve holding their benchmark rate (the Fed Funds rate) near zero since the Great Financial Crisis 0f 2008 […]


Fed Actions & Market Implications

The Federal Reserve (“The Fed”) is the Central Bank of the United States. The Fed sets monetary policy (as opposed to Fiscal policy which is set by Congress) and sets these policies based on two central mandates: full employment and controlled inflation. As the chart below helps illustrate, the labor market is healthy with low […]


Stock Market Checklist

2022 has been a difficult year for both bond and stock market investors. Year to date as of June 8th, the S&P 500 declined by 13.65%1 and the Aggregate Bond index was down 9.14%2. There are many factors that contribute to the direction of the stock market and the importance of various factors also can change […]


Contrarian Investing

Stock market investors can often act with herd mentality.  When prices are rising, investors begin buying more aggressively for “fear of missing out (FOMO)”.  When stock prices are falling, investors sell as they feel there is no bottom.   Contrarian investing, on the other hand, means holding a viewpoint that goes against that general consensus or […]