Generational Vault

Generational Vault is a virtual “safety deposit box” for you to upload important documents, memories and view financial information. Generational Vault is your internet-based tool offering a comprehensive view of your financial picture.

Client Account Values
If you are challenged with multiple accounts and statements, the Generational Vault can be your solution. The system is designed to update with your investment values on a daily basis, complete with charts and graphs to illustrate them. Now, you can easily monitor your entire portfolio to ensure your investments continue to meet your objectives.

Financial Reporting
Net worth and cash flow statements are fluid. As life changes, so does your net worth and cash flow. With the included financial reporting tools, you can see an up-to-date snapshot of your financial life. This will help you make decisions about budgeting and investing to achieve financial success.

Online Storage and Security
Organize your personal documents and financial statements with the Generational Vault. It was designed to serve as an online filing cabinet. You and your financial services professional at Jones & Associates will be able to upload personal financial documents to your virtual vault. Viewable 24/7 from anywhere with an internet connection, you can always access your most important information.

Market Commentary

The Rally Continues

The Rally Continues With August coming to an end, the US and international stock markets continued to grind upward with relatively low volatility.  There are certainly reasons for optimism, including continued low interest rates, strong employment trends, a healthy US consumer, and strong corporate earnings growth.  Thus far, investors have focused on positive trends and […]


Markets Resilient Despite Delta Variant

Markets have thus far had little change in direction as a result of an uptick in COVID cases due to the Delta variant.  The US has seen a rise in COVID cases off the bottom, led by states with lower vaccination rates, which has caused some businesses to delay their office openings or re-institute some […]


Housing: Now Versus 2008

The housing market has been strong. Recent Case-Shiller data shows that average single-family home prices have risen 14.6% over the last year.1 As you can see in the chart below, US average single-family home prices have now exceeded their levels from their prior 2007 peak. With that level of increase, there are concerns that housing has […]


Market Reflection

Peak Growth

Recently the term “peak growth” has been mentioned frequently by professional investors and media alike. Peak growth is defined as the time when Gross Domestic Product (GDP) is the point of the highest growth rate where the subsequent growth rates are lower in the following quarters. The deceleration of growth doesn’t necessarily mean negative growth […]


Consumer Spending

Consumer spending is an important indicator of US economic health, representing nearly 70% of overall US GDP1. Last year, consumer spending had a dramatic pullback due to fears of COVID and the restrictions that followed. This was the primary cause of the US falling into a recession. As COVID began to show signs of decline, […]


Volatility in the 10yr Treasury Rate

The 10-year US treasury rate is an important indicator that is used as a measurement for economic sentiment and can also have a meaningful impact on the US stock market.  Fluctuations in the 10-year rate can cause a handful of reactions across the markets and spark discussions on the underlying meaning behind the rate change.  […]