Generational Vault

Generational Vault is a virtual “safety deposit box” for you to upload important documents, memories and view financial information. Generational Vault is your internet-based tool offering a comprehensive view of your financial picture.

Client Account Values
If you are challenged with multiple accounts and statements, the Generational Vault can be your solution. The system is designed to update with your investment values on a daily basis, complete with charts and graphs to illustrate them. Now, you can easily monitor your entire portfolio to ensure your investments continue to meet your objectives.

Financial Reporting
Net worth and cash flow statements are fluid. As life changes, so does your net worth and cash flow. With the included financial reporting tools, you can see an up-to-date snapshot of your financial life. This will help you make decisions about budgeting and investing to achieve financial success.

Online Storage and Security
Organize your personal documents and financial statements with the Generational Vault. It was designed to serve as an online filing cabinet. You and your financial services professional at Jones & Associates will be able to upload personal financial documents to your virtual vault. Viewable 24/7 from anywhere with an internet connection, you can always access your most important information.

Market Commentary

Recession Risks are Rising

When making decisions about the future, it is important to understand it is an exercise in probabilities and not certainties.  This is one of the main reasons to diversify investments for both safety and growth.  The future world is uncertain, and as a result, it is important to protect against declines as well as participate […]


Market Reflection

An International Market Update

At Gradient Investments we believe in diversification between asset classes (example: stocks and bonds), but also diversifying within each of these asset classes. There are a variety of factors to consider when looking to diversify within an asset class, including size, style, and geography. Geographic diversification means selecting stocks from different regions. Globalization has created […]


Recession – What Does That Mean?

As we have progressed through the year, Gradient Investments’ opinion is that the probability of a recession has increased. The term recession invokes unpleasant thoughts of high unemployment, bankruptcies, and business failures.  The length and depths of a recession are typically the factors that determine the amount of pain in stock and bond assets. While […]


Approaching Midterm Elections

The 2022 midterm election is less than three months away, which means primary races are ending and campaign battles are heating up.  Currently, the Democrats hold a slim majority in Congress with five more seats than the Republicans in the House of Representatives (435 total seats) and a 50/50 split in the Senate.  All 435 […]


What to Know About the Inflation Reduction Act

The Senate recently passed the Inflation Reduction Act, which is expected to pass the House and be signed into action. While the final bill may not be fully shaped, the provisions in the Senate bill include (see detailed breakdown below)1: A minimum corporate tax rate A tax on share repurchases Medicare provisions Energy tax credits […]