Generational Vault

Generational Vault is a virtual “safety deposit box” for you to upload important documents, memories and view financial information. Generational Vault is your internet-based tool offering a comprehensive view of your financial picture.

Client Account Values
If you are challenged with multiple accounts and statements, the Generational Vault can be your solution. The system is designed to update with your investment values on a daily basis, complete with charts and graphs to illustrate them. Now, you can easily monitor your entire portfolio to ensure your investments continue to meet your objectives.

Financial Reporting
Net worth and cash flow statements are fluid. As life changes, so does your net worth and cash flow. With the included financial reporting tools, you can see an up-to-date snapshot of your financial life. This will help you make decisions about budgeting and investing to achieve financial success.

Online Storage and Security
Organize your personal documents and financial statements with the Generational Vault. It was designed to serve as an online filing cabinet. You and your financial services professional at Jones & Associates will be able to upload personal financial documents to your virtual vault. Viewable 24/7 from anywhere with an internet connection, you can always access your most important information.

Market Commentary

Markets Show Some Optimism

In 2022, it has been a rare occurrence to have positive returns in both stocks and bonds in any month.  November was one of those months.  US stocks, international stocks, bonds, and even gold had positive returns in the month, with some with significant rebounds off their end of September lows. The S&P 500 performance […]


Is It Really That Bad Out There?

Both stock and bond markets have been bad this year.  This is without question.  Global stocks ended the month in a bear market1 and bonds are experiencing one of their worst years in history.2  Through the end of September, a portfolio consisting of 60% stocks and 40% bonds is facing the worst performance since the Great […]


Market Reflection

Midterm Election Thoughts

Per the chart below, the NY Times has an 83% probability of Republicans obtaining control of the House of Representatives and a 66% chance of Democrats retaining control of the Senate. Unknown races, as of 11/9/22, still include Arizona, Nevada, and Georgia. The final control of the Senate may be decided by the Georgia runoff […]


An International Market Update

At Gradient Investments we believe in diversification between asset classes (example: stocks and bonds), but also diversifying within each of these asset classes. There are a variety of factors to consider when looking to diversify within an asset class, including size, style, and geography. Geographic diversification means selecting stocks from different regions. Globalization has created […]


Recession – What Does That Mean?

As we have progressed through the year, Gradient Investments’ opinion is that the probability of a recession has increased. The term recession invokes unpleasant thoughts of high unemployment, bankruptcies, and business failures.  The length and depths of a recession are typically the factors that determine the amount of pain in stock and bond assets. While […]